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Singapore’s roads are busy. Even the most careful drivers can find themselves in an accident. While having car insurance is mandatory, it’s important to remember that it primarily covers damage to your vehicle and third-party liability. What happens if you get injured?

That’s where personal accident insurance steps in to fill the gap. It provides crucial financial support if you’re injured in a car accident, regardless of who’s at fault. This means that whether you’re involved in a major collision or a minor fender bender, you’ll have coverage for medical expenses, rehabilitation costs, and even loss of income.

According to the Land Transport Authority (LTA), traffic accidents are a common occurrence in Singapore, highlighting the importance of having adequate personal accident insurance.

Why Car Insurance Is Not Enough

Your car insurance may offer some personal accident benefits, but these are often limited. Personal accident insurance provides more comprehensive coverage, with higher payout limits and a wider range of benefits. It can help you with:

• Medical expenses – Hospital bills, surgery, ambulance fees, and rehabilitation can quickly add up after an accident.
• Disability benefits – If you’re unable to work due to your injuries, this benefit can provide a regular income to support you and your family.
• Death benefits – In the unfortunate event of a fatal accident, this benefit provides a lump sum payment to your loved ones.

Peace of Mind on the Road

Knowing you have personal accident insurance gives you peace of mind behind the wheel. You can focus on driving safely, knowing that you and your loved ones are financially protected in case of an accident.

Affordable Protection for Everyone

Many drivers think personal accident insurance is expensive, but it’s more affordable than you might think. At SG Accident, we offer a range of cheap personal accident insurance options to suit different budgets and needs.